The UHC Sharp Medicare Advantage plans are Medicare Advantage Health Maintenance Organization - Point of Service (HMO-POS) plans that include benefits in addition to those covered under Original Medicare, including Part D prescription drug coverage.
These plans are available in San Diego County, California through a defined network of care providers. Specialist referrals are required with these plans.
Health Maintenance Organization (HMO) plans have a defined network of contracted local physicians and hospitals to provide member care. Generally, members must use these care providers to receive benefits for covered services, except in emergencies.
Point of Service (HMO-POS) plans include all the features of HMO plans plus the ability to go outside the contracted network for certain health care services - typically at a higher cost. Some POS plans only cover out-of-network dental care.